A calm, printable 50/30/20 budget worksheet. THE RULE: three panels — Needs 50 percent (rent, bills, groceries, transport), Wants 30 percent (eating out, fun, shopping, streaming) and Savings and Debt 20 percent (emergency fund, savings, extra debt payments). YOUR NUMBERS: a monthly take-home income line plus a Target percent, Target amount and My amount table. ACTUAL VS THE RULE: a comparison table with Category, Rule percent, Your percent and Difference. GENTLE ADJUSTMENTS: a small checklist of painless rebalancing steps. Neutral sage and beige palette with clean typography, part of the Calm Home dashboard series. WHAT'S INCLUDED: print-ready A4 PDF + high-resolution PNG, delivered in a ZIP with a README. Print at A4 or US Letter (fit to page), or use on a tablet in any PDF notes app. Digital product only — no physical item is shipped. This artwork was created with AI image generation and curated and finished by the author into a print-ready design.
- The famous 50/30/20 rule explained and applied on one calm worksheet
- See your real percentages against the rule and adjust gently, step by step
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